PYPL PayPal Holdings, Inc.
PayPal Holdings, Inc. (PYPL) trend channel, buy level and 3-month target on Trade The Path. Sector: Financial Services. Listed on NASDAQ. Levels below are fitted to this ticker's own swing highs and lows (Theil–Sen, log-price), then projected 3 months. On this symbol, 1 comparable calls have settled; 0% reached the published sell target. Information only, not financial advice.
Mid-channel
Price is between the two trend lines. Nothing to act on yet.
Read from the last 9 months of history we hold: rising, drifting +7% a year. The nearest ceiling overhead is US$65.45. What would overturn this: a close below US$36.94 — the floor of the channel being read — after which the trend, not the entry, is what was wrong.
- 9 months read from
- US$36.94 – US$65.45 Rising channel, +7% a year
- Position in that channel
- 55% 0% at the floor, 100% at the ceiling
Price history, with the path projected 3 months forward
- Daily close
- Upper trend line (9 months)
- Lower trend line (9 months)
- Dashed after today: projected 3 months
- Our buy
- Our target
Our target
No published call today because no target size has paid on this stock’s own record, so there is none to publish. No alerts are sent. The buy and target below are still this site's read of the fitted channel.
Buy at or below
US$36.93
level as at 17 Sept 2026
Our target
US$75.17
by 16 Dec 2026
Projected move
103.5%
gross, before costs
Price sits between our buy level and our target.
On this stock's own history these rules produced 1 settled call, of which 0 reached target (0%), with an average best move of 3.6%. See the full record.
- Upper line touches
- 3
- Lower line touches
- 2
- Fit confidence
- 81%
- Fitted
- 16 Sept 2026
About PayPal Holdings, Inc.
PayPal Holdings, Inc. provides a worldwide technological framework that facilitates digital financial transactions for both businesses and individual users. The company offers a wide array of payment services through well-known brands such as PayPal, PayPal Credit, Braintree, Venmo, Xoom, Zettle, Hyperwallet, Honey, and Paidy. Through its extensive platform, consumers are able to send and receive funds across roughly 200 global markets and in approximately 100 different currencies. Additionally, users can transfer money to their bank accounts in 56 currencies and maintain account balances in 25 distinct currencies within their PayPal accounts. Founded in 1998, the company's corporate headquarters are situated in San Jose, California.
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- CEO
- Enrique J. Lores
- Employees
- 23,800
- Country
- US
Scorecard
Our own pillar scores, computed from the fundamentals below. They are not Morningstar ratings — that data is licensed and we do not redistribute it.
- Valuation
- 91/100
- Profitability
- 64/100
- Financial health
- 65/100
- Cash generation
- 82/100
Key statistics
- Market cap
- US$45.90B
- Enterprise value
- US$51.82B
- Beta
- 1.30
- Avg volume
- 15.54M
- Revenue per share
- 38.13
- Dividend yield
- 0.78%
- 52-week range
- 38.46-79.215
- Exchange
- NASDAQ
Key ratios
- P/E (TTM)
- 10.07
- PEG
- 0.79
- Price / sales
- 1.35
- Price / book
- 2.42
- EV / EBITDA
- 6.92
- Gross margin
- 45.75%
- Operating margin
- 18.78%
- Net margin
- 14.36%
- Current ratio
- 1.29
- Quick ratio
- 1.29
- Debt / equity
- 0.72
- Interest cover
- 18.31
Income statement
| Year | Revenue | Gross profit | Operating income | Net income | EPS |
|---|---|---|---|---|---|
| 2025 | US$33.17B | US$15.46B | US$6.07B | US$5.23B | US$5.41 |
| 2024 | US$31.80B | US$14.66B | US$5.33B | US$4.15B | US$3.99 |
| 2023 | US$29.77B | US$13.70B | US$5.03B | US$4.25B | US$3.84 |
| 2022 | US$27.52B | US$13.77B | US$3.84B | US$2.42B | US$2.09 |
| 2021 | US$25.37B | US$14.00B | US$4.26B | US$4.17B | US$3.52 |
Balance sheet
| Year | Total assets | Total liabilities | Total equity |
|---|---|---|---|
| 2025 | US$80.17B | US$59.92B | US$20.26B |
| 2024 | US$81.61B | US$61.19B | US$20.42B |
| 2023 | US$82.17B | US$61.12B | US$21.05B |
| 2022 | US$78.62B | US$58.35B | US$20.27B |
| 2021 | US$75.80B | US$54.08B | US$21.73B |
Cash flow
| Year | Operating cash flow | Free cash flow | Net income |
|---|---|---|---|
| 2025 | US$6.42B | US$5.56B | US$5.23B |
| 2024 | US$7.45B | US$6.77B | US$4.15B |
| 2023 | US$4.84B | US$4.22B | US$4.25B |
| 2022 | US$5.81B | US$5.11B | US$2.42B |
| 2021 | US$5.80B | US$4.89B | US$4.17B |
EPS forecasts
| Period | Est. EPS | Est. revenue | Analysts |
|---|---|---|---|
| 2025 | US$5.36 | US$33.27B | 29 |
| 2026 | US$5.39 | US$34.76B | 27 |
| 2027 | US$5.79 | US$36.27B | 27 |
| 2028 | US$6.28 | US$37.92B | 18 |
| 2029 | US$6.62 | US$39.31B | 9 |
| 2030 | US$7.58 | US$42.37B | 8 |
Analyst view
- Target (mean)
- US$56.12
- Target (high)
- US$70.00
- Target (low)
- US$45.00
- Strong buy
- 0
- Buy
- 25
- Hold
- 42
- Sell
- 3
Trend lines are fitted statistically to past swing highs and lows and projected forward on the assumption the same rhythm continues. It often does not. This is information, not advice.